Climate claims
Floods, heatwaves, drought, soil movement, storms and outages are becoming more visible for households.
Pulse for households
Prepare your household before risk becomes a claim.
Flood, heatwave, storm, wildfire, drought, soil movement, outage or evacuation: Ward & Raven helps your household understand its risks, know what to do and find the right solutions before it is too late.
Insurance steps in after damage. Preparedness starts before.
RavenScore
73
Resilient household
Priority action
Gather essential documents and emergency contacts.
01What you really risk
A poorly prepared risk often costs more.
Premiums rise, deductibles remain out of pocket and some events can disrupt a household for weeks. The issue is not only being insured. It is knowing what to do before, during and after.
Out of pocket costs
Even with insurance, deductibles, delays, documents and temporary relocation can create real pressure.
Lost time
Scattered documents, unclear steps and missing photos make the crisis harder to manage.
02What Ward & Raven changes
Move from 'we will see' to 'we know what to do'.
Ward & Raven turns household preparedness into a guided pathway: local risks, RavenScore, priority actions, useful solutions, family circle and a 72h GoBag.
Pulse
The app that guides the household from its address to its next useful action.
RavenScore
A simple preparedness score that shows where the household stands and what to improve first.
72h GoBag
A practical preparedness bag connected to the actions recommended in Pulse.
03Pulse
The app for preparing your household.
Pulse helps you understand local exposure, follow your preparedness level, receive priority actions and coordinate your close circle.
Local risks
Flood, heatwave, storm, wildfire, drought, soil movement, outage or evacuation risks at your address.
Priority actions
Clear actions for documents, contacts, home, family, equipment and GoBag readiness.
Citizen reports
Where available, share useful field information with a photo, location and short comment.
04RavenScore
Know where your household stands.
The RavenScore is not a judgment. It is a practical reference point to help your household improve step by step.
Vulnerable
The essential foundations are still missing.
Prepared
The household has a useful base and knows what to reinforce.
Resilient
The household is better organized, equipped and coordinated.
05Useful solutions
Find the right solutions, not just advice.
Depending on your address, risk and situation, Ward & Raven can point you toward equipment, diagnostics, prevention work, local support or partner services.
Equipment
GoBag and modules for heatwave, flood, energy, health, car, children and pets.
Home prevention
Water protection, vulnerability diagnostics, equipment protection and home adaptation.
Support options
Identify whether an action may be supported by a local program, insurer, public fund or partner.
06Family circle
A prepared household is a connected household.
Preparedness also means knowing who to call, who to help, where to meet and how to coordinate children, seniors, pets, neighbors and close relatives.
Family
Organize roles, contacts and important information.
Vulnerable relatives
Identify the people to check first when conditions deteriorate.
Trusted neighbors
Know who can verify, help or relay simple local information.
0772h GoBag
The practical layer of household autonomy.
Pulse tells you what to prepare. The GoBag helps you keep it ready for evacuation or sheltering in place when essential services are disrupted.
Water and food
Basic resources to organize short-term autonomy.
Health and hygiene
First aid, protection, minimal hygiene and personal items to complete.
Energy and communication
Light, information, battery, contacts and continuity of communication.
08Start
Your household can gain clarity, time and preparedness.
Start by understanding your risks, knowing your preparedness level, following your first actions in Pulse and organizing 72h autonomy with the GoBag.